Mortgage Loans. TwinStar Credit Union really wants to help your perfect of house ownership.

Our professionals are dedicated to assisting people find a great loan and result in the loan experience seamless. With just minimal costs, competitive rates and quality user solution, we have been to you each step of this way.

TwinStar Credit Union would like to help your ideal of house ownership. Our professionals will make suggestions throughout your mortgage that is first loan give an explanation for process. The mortgage procedure may be tricky, but we could create a home loan loan that fits your needs and then make the house ownership journey seamless.

Mainstream loans – high or low deposit options. Your loan may have flexible loan terms and fixed or adjustable prices, whichever is the best for your house plans and goals. Prices are particularly competitive together with charges will likely not make you in surprise.

Twin 100 – TwinStar’s groundbreaking mortgage program that is new. Initial of its type, this scheduled system lets you fund 100% of the home loan. This is basically the way that is best to go into the property market with just minimal expenses since there aren’t any down re re payments needed. And unlike other programs, Twin 100 will not need you to buy a property in a particular area or have certain house ownership training certifications. The program is ideal for both the skilled or new house customer. Discover more at

Twin 97 – TwinStar delivers a 3% advance payment system that beats the competition. If you’re considering purchasing a property — especially if you’re a first-time homebuyer — you may be experiencing just a little overrun using the up-front expenses. Which is the reason why TwinStar has established a home that is special system to relieve the responsibility, with reduced down payments and less limitations on brand new borrowers. For complete system details, see

RHS loans – Rural Housing Service (RHS) provides affordable loans to qualified families and folks who reside in or like to go on to rural communities. It is possible to fund the product sales price and closing costs as much as the value that is appraised of house. Gift funds permitted from relatives and buddies in addition to vendor will pay a few of the closing expenses.

Construction loans – TwinStar supplies the selection for a fixed price, all in one single customized construction loan or a brief term construction loan for 9 or year. An authorized specialist is needed. Credit history the least 660 therefore the home should be owner occupied, investment or dual wide or bigger manufactured home. Month-to-month draws are available. Restricted sizes that are jumbo allowed. Contact a mortgage loan officer to have the ball rolling.

Land Loans – Not quite willing to build? Secure the land and build within less than six years. We could fund the land you time to work on equity, find a builder, and make future plans for you giving. Land purchases require a 25% deposit and now have a 3 or 5 12 months term.

We also provide choices for VA, FHA, and USDA loan programs. Find out more or e mail us right now to read about your entire choices.

TwinStar Credit Union provides mortgage loans with reduced charges and competitive rates with proven quality user solution. We understand the regional housing marketplace, available funding options and then we watch out it comes to your home and financial well-being for you when. We’re dedicated to helping people find a fantastic loan, at a value that is great. We shall help to make your aspirations be realized!

You can easily use online, call us, or simply just stop by any one of our locations that are convenient.

Fast forward your mortgage with Zoom

The Zoom home mortgage is ideal for users with your retirement coming soon. When you yourself have considerable equity within your house, put up the Zoom to spend your house off on top of that you retire, having a versatile term of five, seven or a decade. You can occasion payment of the loan to zoom down into your your your retirement! The Zoom has a structured underwriting procedure- no assessment with no loan origination charge.